Banks Stink

Banks just stink these days. While we're now saving them money by
using ATMs, they charge you fees up to $3 per transaction if you use
someone elses ATM. Meanwhile you're saving them money for a teller etc.

I was moving out of Citizens bank recently due to their crazy fee
structure. I asked them how to close my account. They said take all
the money out (get it to zero) and they'd auto-close after 7 days. I
proceeded to get the balance to zero. A few days later my silly
insurance company took out an automatic payment for $10.35, so I went
negative by that amount. I saw it quickly and immediately transferred
$10.35 back in. I figured I was set. Meanwhile Citizens charged me $39
for going negative and sent me snail mail over labor day weekend). I
was away and when I got back I was swamped so I didnt look at anything
for essentially 2 weeks. Since I remained negative (by the $39) for
more than a few days they charged me another $35. Then since more days
passed, another $35. They never called, and they were assessing fees
on their fees. They refused to credit me back any of the $109 when I
finally addressed it. I paid the money and filed a complaint with the
Better Business Bureau. That bank should not be in business.

I have a real issue with banks that want you to keep your money with
them but then they slowly drain your accounts with their fees. What a
scam.