Quicken

I've mentioned in the past how Intuit has been pathetically slow to update Quicken for the Mac. Intuit still has yet to introduce an Intel native version of the Quicken for the Mac. The last time I bought Quicken was the 2005 version because I refused to buy an application that didn't run natively on the machines I bought after that.

Anyway, recently Quicken Online went the free route along the lines of Mint.com and a few others. I've been interested in the Software as a Service (SaaS) model for a while and decided to give it a try. Generally I don't need to reconcile all my accounts but want to know whats going on and be able to see where my money is going. I want to do that in one place. Some of my banks offer the "one stop to see all your finances" but their products are inferior to Quicken Online and Mint. 

I've been using Quicken Online for a few weeks now and have moved away from the desktop version. While the desktop version has more flexible reporting and has the ability to reconcile I find I can still keep on top of my finances without that. One drawback to these online services is if your data can't be downloaded from the source you can't see it. That means you can't do Net Worth type stuff including your house, cars etc as there's no way to enter it.

This brings me to Mint.com. By all i've heard its supposed to be better than Quicken Online which you'd expect from an up-and-coming Web 2.0 type company with a new business model. I attempted to use it by creating an account and linking in my checking account. I bank with RBS Citizens bank, a bank with a large US East Coast presence, and found  out that Mint doesn't support them. Unlike other product models, for these kinds of services they either support your banks, credit cards etc, or they don't. When they don't its not a matter of whether you link them or not, you just can't use their service. Black and white. Mint could have the best management tools out there but since they don't support my bank there's no chance I can use them until they do.